You know, for as much as spending all your hard-earned money (and I'm saying, literally ALL moneys) on car payments, student loans, and health insurance sucks, it sure does feel good to say, "I'm doing it all by myself." Sure, I'm living at home and mom and dad are still paying for food and cell phone usage, but I'm building good credit for myself already. My first three loan payments have all been early. :)
Here's to hoping that I may actually have enough money for Christmas presents!